The life annuity sale, a new product of appeal for the real estate market
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Life annuity sales are not currently practiced in the Grand Duchy, mainly due to the absence of operators specialized in life annuity and a lack of knowledge of the very concept of life annuity sale.
Indeed, the legal bases are solid (Civil Code) and identical to those which have existed in France and Belgium for centuries. The average age is not lower in the Grand Duchy and the rate of homeowners is just as high. The average legal pension is certainly higher, but the cost of living, and in particular that of senior citizens, is significantly higher.
All the conditions that make the growing success of life annuity in Belgium and France are therefore also met in the Grand Duchy. This will inevitably generate requests from seniors, to which real estate professionals will have to respond by training in this specific subject.
PROGRAM
Life annuity, in a few words and definitions: annuitant, annuitant, bouquet, annuity, usufruct, duration, life expectancy
Interest of the life annuity for the various stakeholders (seller, buyer, real estate professionals)
Principles of annuity valuation, calculation methods
Tax aspects related to life annuity
Good to know
Automagically translated from French
Where does it take place?
Legitech
6
Boulevard Grande-Duchesse Charlotte Luxembourg
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